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银行从业资格考试

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2021年初级银行从业资格考试银行管理练习题(八)

来源:中华考试网  [2020年11月11日]  【

  1.XIALIEBUSHUYUSHANGYEYINXINGZHONGJIANYEWUDESHI( )。

  A.JIESUANYEWU B.TONGYECUNFANG

  C.BAOGUANXIANGYEWU D.DAILIYEWU

  2.GENJU《SHANGYEYINXINGZIBENGUANLIBANFA(SHIXING)》DEGUIDING,GERENZHUFANGDIYADAIKUANDEFENGXIANQUANYIWEI( )。

  A.45% B.50%

  C.60% D.75%

  3.GUOJISHANGTONGXINGDEJINRONGJIANGUANPINGJIZHIDU,JILUOTUOPINGJIZHIDU CAMELS,QIZHONGZIMU E DAIBIAODESHI( )。

  A.LIUDONGXING B.SHOUYISHUIPING

  C.SHICHANGMINGANXING D.JINGYINGGUANLISHUIPING

  4.GENJU《YINXINGYEJINRONGJIGOUJIXIAOKAOPINGJIANGUANZHIYIN》DEGUIDING,YINXINGYEJINRONGJIGOUYINGDANGJIANLIJIXIAOKAOPINGJIEGUODINGQIGONGBUZHIDU,XIANG( )TONGBAOJIXIAOKAOPINGJIEGUO。

  A.DANGDIYINXINGYEXIEHUI B.QUANTIKAOPINGDUIXIANG

  C.YINJIANHUIHUOQIPAICHUJIGOU D.XINWENMEITI

YINXINGCONGYEZIGEKAOSHI《CHUJIYINXINGCONGYE》ZAIXIANTIKU

抢先试用

CHUJIYINXINGCONGYEZIGEKAOSHI《FALVFAGUI》ZAIXIANTIKU

抢先试用

CHUJIYINXINGCONGYEZIGEKAOSHI《GERENLICAI》ZAIXIANTIKU

抢先试用

  5.XIALIEBUFUHEWOGUODANGQIANTUIJINPUHUIJINRONGFAZHANDEYAOQIUHEZUOFADESHI( )。

  A.JIANGXIAOWEIQIYE、NONGMIN、CHENGZHENDISHOURURENQUN、PINKUNRENQUNHECANJIREN、LAONIANRENDENGTESHUQUNTIZUOWEIDANGQIANWOGUOPUHUIJINRONGDEZHONGDIANFUWUDUIXIANG

  B.JIXUJIANCHIDUIXIAOWEIQIYEXINDAIZENGZHANGDE“SANGEBUDIYU”(GENGJIAZHUZHONGDAIKUANFUGAIMIANHEKEHUODEXINGGONGZUOMUBIAO)

  C.GOUJIANDUOCENGCI、GUANGFUGAI、YOUCHAYIDEYINXINGJIGOUTIXI,KUODAMINJIANZIBENJINRUYINXINGYE,FAZHANPUHUIJINRONGHEDUOYETAIZHONGXIAOWEIJINRONGZUZHI

  D.TUIDONGXINGZHENGCUNYIJISHIXIANYINXINGWULIWANGDIANHEBAOXIANFUWUQUANFUGAI,GONGGUZHUNONGQUKUANFUWUCUNJIFUGAIWANGLUO,TIGAOLIYONGXIAOLV

  6.XIALIEBUFUHE《TONGYECHAIJIEGUANLIBANFA》GUIDINGDESHI( )。

  A.TONGYECHAIJIEJIAOYIBIXUZAIQUANGUOTONGYIDETONGYECHAIJIEWANGLUOZHONGJINXING

  B.JINRONGZULINGONGSICHAIRUZIJINDEZUIZHANGQIXIANWEI 3 GEYUE,DAOQIHOUKEYIZHANQI

  C.TONGYECHAIJIEJIAOYIYIXUNJIAFANGSHIJINXING,CHAIJIELILVYOUJIAOYISHUANGFANGZIXINGSHANGDING

  D.JINRONGZULINGONGSIZUIGAOCHAIRUHEZUIGAOCHAICHUXIANEJUNBUCHAOGUOGAIJIGOUSHISHOUZIBENDE 100%

  7.ZAIJINRONGCHUANGXINGUOCHENGZHONG,( )FUZEZHIDINGQIADANGDEFENGXIANGUANLICHENGXUHEFENGXIANKONGZHICUOSHI。QINGCHUDIJIEDINGGEYEWUTIAOXIANHEXIANGGUANBUMENDEJUTIZEREN。

  A.GAOJIGUANLICENG

  B.FENGXIANGUANLIBUMEN

  C.JIANSHIHUI

  D.DONGSHIHUIFENGXIANGUANLIWEIYUANHUI

  8.GENJU《SHANGYEYINXINGGANGGANLVGUANLIBANFA》DEGUIDING,SHANGYEYINXINGBINGBIAOHEWEIBINGBIAODEGANGGANLVJUNBUDEDIYU( )。

  A.2% B.5%

  C.6% D.4%

  9.GENJU《SHANGYEYINXINGLIUDONGXINGFENGXIANGUANLIBANFA(SHIXING)》DEGUIDING,XIALIEBUSHUYUYIJIZICHANERYINGDANGYIERJIZICHANJIRUHEGEYOUZHILIUDONGXINGZICHANDESHI( )。

  A.ANZHAOYINJIANHUIDEZIBENJIANGUANGUIDING,FENGXIANQUANZHONGWEI 20%DEYOUZHUQUANSHITI、ZHONGYANGYINXING、GONGGONGBUMENSHITIHUODUOBIANKAIFAYINXINGFAXINGHUODANBAODE,KEZAISHICHANGSHANGJIAOYIDEZHENGQUAN

  B.CUNFANGYUZHONGYANGYINXINGQIEZAIYALIQINGJINGXIAKEYITIQUDEZHUNBEIJIN

  C.LISHIJILUXIANSHI,ZAISHICHANGYALIQINGJINGXIARENGWEIKEKAODELIUDONGXINGLAIYUANDEYOUZHUQUANSHITI、ZHONGYANGYINXING、GUOJIQINGSUANYINXING、GUOJIHUOBIJIJINZUZHI、OUMENGWEIYUANHUIHUODUOBIANKAIFAYINXINGFAXINGHUODANBAODE,KEZAISHICHANGSHANGJIAOYIDEZHENGQUAN

  D.XIANJIN

  10.WEIJIAQIANGDUIJUMIANYEWUCAOZUOFENGXIANDEFANGFAN,MOUYINXINGJINQICAIQULEXIALIECUOSHI。QIZHONGBUFUHEJIANGUANYAOQIUDESHI( )。

  A.DUIZHONGYAOPINGZHENGHEHESUANYINZHANGJINXINGGANGXINGKONGZHI,JIANLI“JIAOYI、PINGZHENG、YONGYIN”DUIYINGGUANXI,FANGFANTAODACUNZHE,DAOYONGZHONGYAOPINGZHENGHEYINZHANGDENGFENGXIAN

  B.ZAIYINGYEWANGDIANXIANJINQUSHISHITONGBULUYINLUXIANG,LUXIANGZILIAOHUIFANGZUODAOQINGXIBIANBIEYINXINGYUANGONGHEKEHUDEMIANBUTEZHENG,XIANSHIYEWUBANLIQUANGUOCHENG

  C.JIAQIANGDUIWANGDIANRICHANGJINGYINGXINGWEIDEJIANDUJIANCHA,DINGQICAIYONGSHENMIRENJIANCHA、CHOUCHALUYINJILU、DIAOYUEJIANKONGLUXIANG、CHAYUEWENDANGZILIAODENGDUOZHONGFANGSHIDUIWANGDIANJINXINGFENGXIANPAICHA

  D.ZAIGUANFANGWANGZHANHEYINGYECHANGSUOJISHIGONGSHIBENXINGDAIXIAODEJINRONGCHANPINQINGDANJIQIGOUMAIZHEXINXI,FANGFANDAIXIAOYEWUZHONGDE“FEIDAN”XINGWEI

  11.JINRONGQIYEJITIZICHANJIANZHIZHUNBEISHIGENJUHUIJIHESUANDE( )YUANZEQUERENDE。

  A.QUANZEFASHENGZHI B.JINSHENXING

  C.ZHENSHIXING D.JISHIXING

  12.《XIANGMURONGZIYEWUZHIYIN》MINGQUE,DAIKUANFAFANGQIAN,DAIKUANRENYINGDANG( ),BINGYUDAIKUANPEITAOSHIYONG。

  A.QUEREN 50%DEXIANGMUZIBENJINXIANXINGDAOWEI

  B.QUERENJIEKUANRENBIXUZAIDAIKUANDAOWEIHOUDE 1 YUENEIXIANGMUZIBENZUEDAOWEI

  C.QUERENSUOYOUDEXIANGMUZIBENJINXIANXINGDAOWEI

  D.QUERENYUNIFAFANGDAIKUANTONGBILIDEXIANGMUZIBENJINZUEDAOWEI

  13.GENJU《SHANGYEYINXINGLICAICHANPINXIAOSHOUGUANLIBANFA》DEGUIDING,LICAICHANPINXUANCHUANCAILIAOYINGDANGZAIXINGMUWEIZHITISHIKEHU。

  A.“LICAIFEICUNKUAN、CHANPINYOUFENGXIAN、TOUZIXUJINSHEN”

  B.“BENLICAICHANPINYOUTOUZIFENGXIAN,ZHINENGBAOZHENGHUODEHETONGMINGQUECHENGNUODESHOUYI,NINYINGCHONGFENRENSHITOUZIFENGXIAN,JINSHENTOUZI”

  C.“BENLICAICHANPINYOUTOUZIFENGXIAN,ZHIBAOZHANGLICAIZIJINBENJIN,BUBAOZHENGLICAISHOUYI,NINYINGDANGCHONGFENRENSHITOUZIFENGXIAN,JINSHENTOUZI”

  D.“RUYINGXIANGNINFENGXIANCHENGSHOUNENGLIDEYINSUFASHENGBIANHUA,QINGJISHIWANCHENGFENGXIANCHENGSHOUNENGLIPINGGU”

  14.XIALIEBUSHUYU《GUANYUJIADAFANGFANCAOZUOXINGFENGXIANGONGZUOLIDUDETONGZHI》NEIRONGDESHI( )。

  A.JIAQIANGZHINENGDAODEJIANSHE

  B.JIAQIANGDUIJICENGXINGDEHEGUIXINGJIANDU

  C.JIAQIANGJICENGZHUGUANLUNGANGHEQIANGZHIXINGXIUJIAZHIDU

  D.JIAQIANGGUIZHANGZHIDUJIANSHE

  15.GENJU《JINRONGZICHANGUANLIGONGSIJIANGUANBANFA》DEGUIDING,XIALIEBUSHUYUJINRONGZICHANGUANLIGONGSIJITUANJIZHONGDUFENGXIANDESHI( )。

  A.XINGYEJIZHONGFENGXIAN B.SHIJIANJIZHONGFENGXIAN

  C.资产集中风险 D.地区集中风险

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